We moved from permanent employment to self-employment and fixed term contracts with reduced work hours and remote working. For us, the flexibility and freedom of less intensive working patterns outweigh the financial insecurities.

Over a number of years we have worked hard to reduce our belongings. We have given away over 60 bags of possessions to charity. We cut back on buying new clothes, toys and books.

We switched to Starling - a bank with no overseas fees. We cancelled subscriptions. We sold our diesel car and went fully electric. We reduced the amount of stuff we buy. We work flexible hours and save on childcare costs. We paid off our mortgage, reduced our debt, and set up savings accounts.

We took a year off from school and work to travel for months at a time. We deregistered our children from school and ‘world schooled’ them on the road. They are now back in school, and we have to budget to travel as much as we can during school holidays.